Fraud Solutions
Fraud screening at its best
With our dedicated risk management team, fraud and chargeback analysts, plus many years’ experience, fraud prevention is an area in which PayPoint.net excels.
Our fraud solutions are configured easily via a simple point and click interface. Detailed screening tools allow the merchant to both reject – and more crucially, defer for review – any transactions which meet a given profile. Dependent on account, this is achieved by selecting either a fraud score threshold or by setting rules against a range of criteria.
During transaction processing, powerful metrics are used to evaluate potential fraud, including GeoIP (the location of the computer used); card issuer location; card and IP velocity checks (searching for recent use or mis-use of a card or computer); chargeback sources; high-risk countries; hot cards… and other sensitive information.
Amongst this feature-rich solution, a flexible territory management service allows you to enable or disable transactions from certain countries and geographic locations – perfect for targeted reach or measured global expansion. Meanwhile, ‘blacklisting’ functions make it simple to eliminate problem cardholders, IP’s and addresses, and ‘whitelisting’ ensures that your best customers are able to transact everywhere and as often as they like
FraudGuard also supports 3D Secure (Also known as ‘Verified by Visa’ and ‘MasterCard SecureCode’) which is the payment industry’s internet authentication standard.
Key features:
- Over 20 metrics assessed in real-time to identify fraud and chargeback risk
- Support for 3D Secure, CV2 and AVS cardholder authentication
- Daily risk report, automated chargeback management and access to expert risk analysis – available on selected accounts
- Blacklisting and whitelisting of cards, IP’s and addresses
- Block countries by location of payment request or origin of card
- Comprehensive known fraudsters database
- Limit maximum number of transaction attempts
- Low cost per query, easy to deploy and configure
Verify Your Customer’ – get peace of mind in 2 seconds flat
